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Travel Guard Essential Standard Travel Insurance

Please call the office for travel insurance rates. Rates can change depending on when you purchase the insurance. We do not buy the insurance until we know the trip is going. Once purchased, the premium is non-refundable. Travel Guard offers other plans; however, those must be purchased through travel guard directly. 1-800-826-1300

 
Pre-Existing Medical Condition Exclusion Waiver- must be purchased within 15 days of the initial trip payment.
 

ESSENTIAL STANDARD COVERAGES 

Trip Cancellation & Interruption: Up to 100% Insured Trip Cost                                                                                                                                                                                                                                                                    Reimburses non-refundable, Unused payments or deposits if you must cancel your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner, or for other covered reasons. Maximum of $100,000.

Trip Interruption - Return Transportation Only: Up to $500
Reimburses the additional Transportation expenses incurred by you to reach the return destination if your trip is interrupted by one of the unforeseen events shown in the policy trip interruption section.
 
Trip Delay: Up to $500 
Reimburses up to $100 per day for reasonable additional expenses until travel becomes possible if you trip is delayed for more than 12 hours due to covered reasons.
 
Baggage Coverage: Up to $750
Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.
 
Travel Medical Expense/Dental Expense: Up to $150,000
Travel medical expense pays for medical expenses incurred due to a sickness or injury that happens while on a trip. A $500 sub-limit applies for dental expenses.
 
Emergency Evacutation and Repatriation of Remains: Up to $150,000
Covers evacuation expenses as directed by a physician to the nearest adequate medical facility or home in the event of deat or if medically required.
 
Accidental Death & Dismemberment: Up to $30,000
Pays for loss of life and limb if it occurs within 365 days of an accident during your trip.
 
Trip Cancellation and Interruption due to Financial Default
$150 Missed Connection